The Process

Many times, my clients wonder, “Can I afford to refinance?” or “What’s involved? Will it take up too much of my time?”

We make it really easy on you.

Tmortgage loan, get a home loan in Denver, loans with Rachel, Rachel Reyes, American Liberty mortgageo start, we pull a current copy of your credit report (this free report is provided to you electronically, in a password protected e-doc). Depending on those results, we will begin by recommending you apply for one of the several different types of loans available. Some loan programs are more allowing in that they will lend even despite recent bankruptcies or other credit blemishes.

Don’t think you can’t until you try! Many of my clients have been able to buy at very low interest rates and others have reduced and consolidated their monthly debt obligations. Life’s easier and more fun for them now.

We’re streamlined and completely digital.

That means you’ll be able to close faster. And, we use e-docs to save you time and allow you to e-sign documents in an instant. We’re proud of leaving a small eco-footstep and you can be too.

DSC_1193We’ll require just a bit of work on your end, but we promise to make it smooth. We may ask for any number of documents from you. It could be bank statements, pay stubs, tax forms, or other documents required by the loan application.

After we send everything in, we wait. Once we are approved, I send over the e-loan package and you get to enjoy your new home or new found savings.

Contact me to get the process started, or, skip it and start the loan application here. I look forward to hearing from you!

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